These Terms & Conditions (the “Terms”) govern your use of the website located at https://www.tybuff.ai (the “Website”) and any related services (collectively, the “Service”) provided by TyBuff LLC (“TyBuff,” “we,” “us,” or “our”).
By accessing our Website or Service, you agree to abide by these Terms and all applicable laws and regulations. If you do not agree with these Terms, you are prohibited from using or accessing our Website or Service.
We reserve the right to review and amend these Terms at our sole discretion. Any changes become effective immediately upon posting the revised Terms on our Website. Your continued use of the Service following any modifications indicates your acceptance of the revised Terms.
Paid Subscription: Our Service may offer full or enhanced access for a fee (a “Paid Subscription”). When you opt for a Paid Subscription, you agree to pay the applicable fees, which may be one-time or recurring.
Billing Cycle: Recurring fees are billed or charged according to your selected renewal interval (e.g., monthly or yearly). This is a pre-paid system, and you can cancel at any time via your account settings or by contacting our support team.
Taxes: All fees are exclusive of any federal, state, local, or other governmental taxes, fees, or charges (“Taxes”), unless stated otherwise. You are responsible for such Taxes. If we must pay or collect Taxes on your behalf, we may charge you for those amounts.
Failed Payments: If a payment fails, is delayed, reversed, or declined, or if we suspect fraudulent activity, we may revoke your Paid Subscription immediately, without prior notice.
Automatic Renewal: Paid Subscriptions automatically renew at the end of each subscription term, unless canceled beforehand. You authorize us to charge the renewal fee and any applicable Taxes to your saved payment method. By default, your renewal period matches your initial subscription term. We may bill your account up to one subscription term’s end to ensure uninterrupted service. You can check and manage renewal dates in your account settings.
Cancelling Automatic Renewal: To cancel or disable auto-renew, go to the Subscription settings in your user profile. Once you disable auto-renew, you will see the new expiration date in your account.
Fees and Changes: We reserve the right to alter our fees or introduce new charges. This may include fee increases, charges for previously free features, or modifications to existing features. If you do not agree with these changes, your sole remedy is to cancel your Paid Subscription.
Refunds: Refund policies may vary by subscription type or promotion. Refunds are provided as required by applicable law. Unless otherwise specified, all payments are final and non-refundable.
By using our Website or Service, you warrant on behalf of yourself and any parties you represent that you will not:
All intellectual property in the materials on this Website is owned by or licensed to TyBuff LLC, protected by applicable copyright and trademark laws. We grant you permission to download one copy of the materials for personal, non-commercial, transitory use.
This permission constitutes a license, not a transfer of title. This license automatically terminates if you violate these Terms, and may be terminated by TyBuff LLC at any time.
You retain ownership of intellectual property rights to any content you submit for publication on our Website. We do not claim ownership of your content, but we require a license from you to use it for the operation of the Service.
By posting, uploading, or otherwise transmitting content covered by intellectual property rights through our Service, you grant us a non-exclusive, royalty-free, transferable, sub-licensable, worldwide license to use, distribute, modify, run, copy, publicly display, translate, or create derivative works of your content, consistent with your privacy preferences and our Privacy Policy.
This license may be terminated at any time by deleting your content or account. However, if your content has already been used in connection with commercial or sponsored content, this license will continue until the relevant commercial or post has been discontinued.
You give us permission to use your username and other identifying information associated with your account in accordance with your privacy preferences and our Privacy Policy.
The Service, including all data and materials on our Website, is provided “as is.” To the extent permitted by law, TyBuff LLC makes no warranties—expressed or implied—and disclaims all other warranties, including but not limited to implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property.
In no event shall TyBuff LLC or its suppliers be liable for any consequential loss suffered or incurred by you or any third party arising from the use or inability to use the Website or materials, even if we or an authorized representative have been notified of the possibility of such damage.
In these Terms, “consequential loss” includes any indirect loss, real or anticipated loss of profit, loss of revenue, loss of business, loss of goodwill, loss of opportunity, loss of savings, or loss/corruption of data, whether under statute, contract, equity, tort (including negligence), indemnity, or otherwise. Some jurisdictions do not allow limitations on implied warranties or liability for consequential damages, so these limitations may not apply to you.
The services offered by TyBuff LLC, including any software and AI-driven tools for portfolio analysis, are intended **for informational and educational purposes only**. While our tools may generate portfolio analyses based on user-selected settings and historical data, these analyses **do not constitute investment advice**, **recommendations to buy or sell any security**, or **personalized financial planning**. The Service does not account for your **individual financial situation, risk tolerance, or investment objectives**.
Neutrality of Results: Any analyses, portfolio outputs, or insights provided by the Service **are purely algorithmic and do not represent the opinions, beliefs, or recommendations of TyBuff LLC, its employees, affiliates, or partners**. All generated outputs are **automatically derived from historical and real-time market data** and **should not be interpreted** as predictions, endorsements, or investment recommendations.
Backtesting & AI Model Limitations: Backtested performance results are **for illustrative purposes only** and **do not guarantee** future success. Backtesting relies on certain **assumptions**, including **market liquidity, trade execution feasibility, and data accuracy**, which may not reflect actual market conditions. Additionally, **AI models do not predict future market movements** and should be used **only as one of many tools** in investment research.
External Data Sources: The Service may incorporate data from **third-party providers**. While we strive for accuracy, we **do not guarantee** the completeness or correctness of external data and assume **no responsibility for errors** in third-party information.
User Responsibility: You, the user, bear full responsibility for any investment decisions made. TyBuff LLC does not provide **personalized financial advice** and **does not guarantee** the performance of any portfolios created with our software. Any actions you take based on the Service’s analyses are at your **own risk**, and TyBuff LLC **disclaims liability** for any such actions or financial outcomes.
The AI functionality integrated into TyBuff LLC’s Service is designed to analyze and simulate portfolio construction based on user-defined parameters and historical data. It should be treated as one of many research tools and not a predictive model of future market performance. Nothing within the Service should be construed as a substitute for professional financial advice. We strongly encourage you to consult with a licensed financial advisor before making investment decisions.
Under no circumstances shall TyBuff LLC, its affiliates, or any suppliers be liable for any losses or damages of any kind, including but not limited to indirect, incidental, consequential, or punitive damages, arising from or in connection with your use of the Service or any AI-based analysis. This includes decisions made based on results generated by our software. We offer no warranty, express or implied, regarding the accuracy, performance, or reliability of the Service or its analyses. Users should exercise their own judgment and seek professional advice as needed.
The information on our Website is for informational and educational purposes only and should not be construed as investment advice regarding any specific security or overall investment strategy. TyBuff LLC makes no representations regarding the accuracy, completeness, or reliability of materials on this Website or any linked resources.
Data provided by TyBuff LLC, including AI-generated analyses or historical portfolio data, may not reflect current market conditions. Users acknowledge responsibility for verifying information before making financial decisions. TyBuff LLC is not liable for errors, omissions, or actions taken based on such data.
By using the Service, you acknowledge that all investments involve inherent risks, including the potential loss of principal. Portfolio analyses generated by our software are based on historical data and user-input settings and are not predictions of future performance.
You agree that any investment decisions you make, including those informed by AI-driven tools, are made solely at your own risk. Past performance is not indicative of future results. TyBuff LLC recommends consulting qualified financial professionals before making investment decisions.
Your use of the Service confirms that TyBuff LLC is not responsible for any investment losses or damages resulting from reliance on software-generated information.
TyBuff LLC has not reviewed all of the sites linked to our Website and is not responsible for the content of any linked site. Inclusion of a link does not imply endorsement, approval, or control by TyBuff LLC. Use of any linked site is at your own risk, and we strongly advise you to perform your own due diligence regarding the suitability of external resources.
We may suspend or terminate your right to use our Website and Service at any time, with or without notice, for any violation of these Terms.
If any provision of these Terms is found to be void or unenforceable, that provision shall be severed to the minimum extent necessary, and the validity of the remaining provisions shall not be affected.
These Terms and any disputes arising out of or relating to the use of our Website or Service will be governed by the laws of the State of Florida, USA, without regard to conflict-of-law principles. You consent to the exclusive jurisdiction of the courts located in Florida to resolve any legal matters.
If you access our Service from outside the USA, you do so at your own risk and are responsible for complying with local laws and regulations. We may restrict access from certain geographic locations at our discretion.
By using TyBuff LLC’s Website or Service, you confirm that you have read, understood, and agree to these Terms & Conditions. You acknowledge the limitations of our AI tools and understand that all investment decisions are made independently by you, the user.